Bank customers complained about the imposition of additional services to loans

Russians are being forced to apply for additional products along with a preferential mortgage. Users of the <url> national rating complain about this.

Deviation of the norm: banks massively refuse to ease credit conditions for Russians

What is the reason for the increased demand for restructuring and why borrowers are not being met?

For example, such practices are often reported by clients of Sberbank. Users of the national rating said that they were forced to buy a subscription to Domclick Plus when applying for a mortgage. The credit institution explained to them that the low rate on the preferential program depends on this — unsubscribing automatically leads to its increase by 1 percentage point. At the same time, in addition to life insurance, the subscription includes a number of non-mortgage-related services, for example, an online cinema and a music service.

The information was confirmed by an eyewitness contacted by Izvestia. A bank client applied for an IT mortgage, but along with a housing loan, she was persuaded to buy insurance for 25 thousand rubles. They explained to the Muscovite that this is a prerequisite for reducing the rate.

"It is forbidden for banks to make the issue of a loan dependent on the purchase of life insurance. This applies to any additional paid services and goods offered during lending," the Central Bank of the Russian Federation noted.

Read more in the exclusive Izvestia article:

Impose your share: banks force you to take out additional products with a mortgage