Investor Khodchenkov named the three main financial mistakes of Russians in 2026

The main financial mistakes of Russians in 2026 are living without a strategy, expensive loans and investments in obscure assets. This was announced on January 9 by Evgeny Khodchenkov, an investor and founder of the League of Investors investment clubГазете.Ru ".

According to him, the main financial mistake is the lack of a savings strategy. Khodchenkov believes that many people close tasks as they arrive, but do not build a specific plan for the future. As a result, emotional purchases, spontaneous investments and the abandonment of regular savings appear.

The second mistake, according to the investor, is to take loans without considering their real price. The third is to invest in something that a person does not understand: dubious schemes with inflated promises, aggressive tokens or speculative assets.

The expert advises creating a simple financial strategy for at least three years, carefully assessing the need for a loan and allocating a portfolio, allocating no more than 10% to high-risk instruments. This will help to avoid chaotic decisions and save capital during a period of uncertainty.

The roof will come up: what awaits the real estate market in 2026

Prices on the "primary" and "secondary" markets will continue to rise, and demand will depend on mortgage rates.

Alexey Lossan, an analyst at the Compare financial marketplace, said on January 1 that in 2026, investment preferences will primarily depend on macroeconomic parameters and the policy of the Central Bank of Russia. He added that a rate cut could lead to a new influx of funds into the stock market, especially stocks, as investors would seek higher returns compared to deposits.

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