The Ministry of Finance is considering a mechanism to reduce the rate on the "Family mortgage"

The Russian Ministry of Finance is working on a mechanism to reduce the "Family Mortgage" rate, taking into account the number of children in the family. This was announced on September 18 by Deputy Finance Minister Ivan Chebeskov at the Moscow Financial Forum (MFF).

"We are currently conducting this work, we understand that there is a request for the family mortgage to be more focused on demographic stimulation, so that it is more targeted," TASS quoted him as saying.

He noted that one of the proposals is to set different rates depending on the number of children, so that families with more children can receive a lower rate.

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These are young families, and their loan amount is approximately 4.9 million rubles.

Earlier, on September 8, it was reported that most of the apartments that a family mortgage could be enough to buy in Russian cities with millions are studios or studio apartments. Moreover, in five megacities, the share of small-sized housing on the market in the loan limit, including the initial payment, exceeds 90%.

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